Risk assessment

It is neither appropriate to be reckless nor so cautious the youth do not have any fun and are not exposed to growing experiences. Here are hints about achieving a balance. (Insurance people may want to skip this section...)
Basic rules of risk assessment:

• How probable is harm (someone is sure to get hurt/no one is likely to get hurt).
  
• How severe is the harm if it occurs (if someone is hurt they might die/if someone is hurt they might break a nail).
  
• To what extent can the danger be mitigated or protected against (If they are strapped in there is little danger/otherwise they are in real danger).
  
• How important (fun, helpful) is the activity (the best activity ever/no one will miss it if we don't do it).